1st Mariner Bank, found throughout Maryland, offers a winter savings account with a $1 minimum deposit as of 2015. Some banks offer winter savings accounts with a few more features. When it comes time to do that holiday shopping, just make a trip to the bank to withdraw funds or transfer money into another account. Cashier's checks and money orders are available for a small fee. Not having an ATM card means you won't have to worry about overdraft charges. It doesn't come with an ATM card, which eliminates the temptation to "pull out a little cash" on a whim. TD Bank, located mostly on the East Coast, offers a Holiday Club Account with no minimum deposit and no monthly maintenance fee, but it does pay interest. Use that extra account to fund your dreams instead of pulling funds from your original nest egg.Ī holiday season account helps you save money for celebrating the winter holidays. Some banks offer specific accounts geared for summer or winter savings, but it can also be just as easy to open a second savings account. That’s true, but seasonal savings plans can also help fund vacations, home renovations and even a down payment on a car. When you hear the term "seasonal savings plan," you probably think of a special account used to put away funds for the December holiday season.
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